Organization By: Adam Mortimer

There seems to be a correlation among people having a lack of organizational skills and problems with money. If your finances are disorganized, you do not have a very good chance to succeed. A lack of organization can cost you dearly. Not being organized could result in a late payment and dings on your credit score that could cost you dearly over your life time. There are a few simple things that you can do for those that struggle with organization. Make a list of all the bills that need to be paid for the month as well as their due dates. As you pay off a bill, mark it off. Also, if you have a healthy cash flow, it is a good idea to put all of you payments on automatic. My wife and I have been doing this for years and we absolutely love it. Always remember to keep you finances simple. There are two main tools that we should all use to keep ourselves not only focused but organized. Those two simple things are to track your cash flow and to track your net worth. There are spreadsheets that I can provide if you would like. Send me an email and I can send you the appropriate tracking tools. My email is amortimer@prospering.com.