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Graduate Call Notes 4-10-14: Spending on Essentials

Today’s Graduate call allowed us to discuss many areas of changes in the market as we transition into Spring 2014. We discussed insights in to working our own finances better so that we are more financially fit to work investing in Real Estate. We discussed specifically this week on how being better informed about grocery shopping and how it is one area that has variable’s that if we shop using the right tools we can save more every time. We talked about how grocery prices of products go in cycles. […]

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Graduate Call Notes 4-3-14: Managing Debt and Better Financing

Today on our Real Estate Graduate Call we discussed the importance of learning to be more informed about how to take steps to work on our own Financial Plan of Independence. We discussed that all Real Estate Investors can take steps to be better with their own plan so that they have the means and better credit to invest more in Real Estate. We discussed the importance of having a spreadsheet or some other form to track the income and expenses. We at Prosper have a spreadsheet that focuses on […]

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Graduate Call Notes 3-27-14

Foreclosure Levels and the announcement of the possible closing of Fannie Mae & Freddie Mac. As investors we need to be aware of the Real Estate market around us so that we make the right decisions. There have been several interesting trends in the RE market here in the U.S. We discussed that the foreclosures have not dropped down to levels as they were back in 2005, but there is an issue with properties that are considered “zombie foreclosures.” As per CNNMoney: RealtyTrac reported Thursday that foreclosure filings fell 27% […]

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