By Micah Richards On CNN today, there was an article about Corey Carter, and how he is spending about a quarter of his paycheck towards gasoline to drive to work. There is so much focus on the price of gasoline, the housing market, and our economy right now. I have noticed other minor changes in the economy. I have listed them below, and you probably have noticed similar things in your local area. There was an advertisement from an internet provider. I remember about a month ago, they offered cable, […]

By Micah Richards With the weather warming up, I have been taking my children on walks outside. On these walks, I have noticed aluminum cans dotted throughout the roads, and in the parks. My grandfather use to save his aluminum cans for me, and we would recycle the cans together. I would get anywhere between ten to twenty dollars. I remember thinking $20.00 was sure a lot of money, and just for picking up these cans. As I was on these walks, I started to think the same way when […]

What makes you happy? According to our consumer spend happy society, we need to spend or make a lot of money. Talk about an unhappy assumption. Studies are now being done as to what makes us happy. According to experts about 50 percent of our happiness is genetic. This is something we are likely to control. You are either a half full or half empty type person. Studies say another 10 percent is, in fact, dependant on circumstances like the ones mentioned above, and the remaining 40 percent is to […]

By John Packard Many of my clients have told me that their goal is to accumulate $1 million dollars for their retirement. This is a noble goal and could provide many people with a great deal of financial independence. Many folks could get by on far less. This is especially true if you have no debt. We have provided some information below that will point out what you will need to reach your respective goals. The information below shows how much you need to save each month to accumulate $500,000, […]