I saw an advertisement to sign up for a credit card, and I would instantly be given a $30.00 back from the card company. It also had rewards program, which was similar to a lot of the other cards out there. Would it be okay just to sign up for the card to get the $30.00 back? I hope you all know the answer to this one. If not I will go over the fine print with you. You start with an APR of 16.74, and depending on your credit, […]

Today I received an email titled, free diapers for a year. I wanted to find out more. I have set up an email for coupons, spam, and what ever email we get now-a-days. Most the time I just delete all the emails. This time I decided to look more into the offer. The first page that came up was about the offer. I would be able to get free diapers for the year. Each week I would receive coupons which would enable me to do so. That sounded good. So […]

Social security has decided to offer a COLA of 2.3%. It will mean an extra $24 per month in the average check. The cost of living adjustment means that the monthly benefit for the typical retired worker in 2008 will go from $1,055 currently to $1,079 next year. The average retired couple, both receiving Social Security benefits, will see their monthly check go from $1,722 to $1,761, an increase of $39. The standard SSI payment for an individual will go from $623 per month to $637. The average monthly check […]

I just read an incredible article in Kiplinger’s personal finance magazine that really drives home what we try to teach you, our students, you can become financially independent regardless of your circumstances. The story was about a remarkable man named Earl Crawley who is 69 years old and has never earned more than $20,000 a year as a parking-lot attendant. What makes Earl so unique is that his net-worth is quickly closing in on one million dollars. Earl built wealth by avoiding debt and investing in publicly held businesses. In […]