By Brice Hogan I have been thinking about this topic for a long time seeing as most people, including myself, have been in a situation where your credit isn’t the best and you’re struggling on the best way to fix it. The problem is most people are in debt and trying to live with out having the proper amount of income coming in and this situation can turn us to more debt and then eventually there are maxed out credit cards and you can’t afford to pay the creditors. At […]

We have all heard about the stimulus package which our government is working to get past. There are reports that each tax payer will get $600-$1200. The amount depends on if you are married, and have children. The question came to my mind; what will America do with these funds if it does go through? Will we just take the check, and turn around and spend it? Are Americans going to use it to pay off debt? These are important questions we need to ask ourselves. Right now, think about […]

People naturally like to compare themselves to each other. Most people like to have some sort of base line to see where they stack up. This is really true with personal finance. The best way to give people a sense of where they stand is to lay out some data. Every three years the Federal Reserve Board conducts a national survey that tracks the financial health of American households. Some of these numbers are quite interesting. If you and yours are bringing in $40,000 a year, you’re doing better than […]

By Micah Richards Our main focus is to get out of debt, and take the next step in building our own financial independent. These are some huge goals, and will not be something we can do in a week, or even a month. We may even need to wait a month to see any results. A good idea is to write down ten short time goals you can accomplish in one week. We need to focus these ten goals on items, habits, or struggles we are currently having with our […]